:root {
  --navy: #071D4A;
  --blue: #1045A8;
  --sky: #1B81DB;
  --light: #3f99e4;
  --pale: #E8F3FD;
  --white: #FFFFFF;
  --offwhite: #F5F8FF;
  --gray: #4A5568;
  --lgray: #CBD5E0;
  --green: #0FBC81;
  --gold: #F59E0B;
  --dark: #040E26;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{font-family:'Sora',sans-serif;color:var(--navy);background:var(--white);overflow-x:hidden;}

/* ── NAV ── */
#nav{
    position:fixed;
    top:0;
    left:0;
    right:0;
    z-index:200;
    height:70px;
    display:flex;
    align-items:center;
    justify-content:space-between;
    padding:0 5%;
    transition:all .4s;
    background:#ffffff;
    box-shadow:0 2px 20px rgba(0,0,0,.08);
}

#nav.scrolled{
    background:#ffffff;
    box-shadow:0 2px 20px rgba(0,0,0,.08);
}

.nav-logo{
    display:flex;
    align-items:center;
    gap:10px;
    text-decoration:none;
}

.nav-logo-icon{
    width:38px;
    height:38px;
    background:linear-gradient(135deg,var(--sky),var(--light));
    border-radius:10px;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:1.1rem;
    font-weight:900;
    color:#fff;
    font-family:'DM Serif Display',serif;
}

.nav-logo-text{
    font-size:1.2rem;
    font-weight:700;
    color:#0F172A;
    letter-spacing:-.3px;
}

.nav-links{
    display:flex;
    gap:2.2rem;
    list-style:none;
}

.nav-links a{
    color:#334155;
    text-decoration:none;
    font-size:.82rem;
    font-weight:600;
    letter-spacing:.04em;
    text-transform:uppercase;
    transition:color .2s;
}

.nav-links a:hover{
    color:var(--blue);
}

.nav-cta{
    background:var(--green);
    color:#fff;
    padding:.5rem 1.3rem;
    border-radius:8px;
    font-size:.82rem;
    font-weight:700;
    text-decoration:none;
    transition:all .2s;
    letter-spacing:.02em;
}

.nav-cta:hover{
    background:#0da873;
    transform:translateY(-1px);
}


/* ── HERO ── */
#hero{position:relative;height:100vh;min-height:620px;overflow:hidden;}
.hero-slides{position:absolute;inset:0;}
.slide{position:absolute;inset:0;opacity:0;transition:opacity 1.2s ease;background-size:cover;background-position:center;}
.slide.active{opacity:1;}
.slide::after{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(4,14,38,.88) 0%,rgba(7,29,74,.70) 45%,rgba(16,69,168,.40) 100%);}

/* Slide images via gradient placeholders (replaced by real images in production) */
.slide-1{
    background:url('https://images.unsplash.com/photo-1600880292203-757bb62b4baf?w=1600&q=80') center/cover no-repeat;
}

.slide-2{
    background:url('https://images.unsplash.com/photo-1556761175-b413da4baf72?w=1600&q=80') center/cover no-repeat;
}

.slide-3{
    background:url('https://images.unsplash.com/photo-1521791136064-7986c2920216?w=1600&q=80') center/cover no-repeat;
}

.slide-4{
    background:url('https://images.unsplash.com/photo-1507003211169-0a1dd7228f2d?w=1600&q=80') center/cover no-repeat;
}
.hero-content{position:relative;z-index:10;height:100%;display:flex;flex-direction:column;justify-content:center;padding:100px 6% 80px;max-width:800px;}
.hero-eyebrow{display:inline-flex;align-items:center;gap:9px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:30px;padding:.38rem 1rem;color:rgba(255,255,255,.85);font-size:.72rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;margin-bottom:1.8rem;backdrop-filter:blur(10px);}
.eyebrow-dot{width:6px;height:6px;border-radius:50%;background:var(--green);box-shadow:0 0 8px var(--green);animation:blink 2s infinite;}
@keyframes blink{0%,100%{opacity:1;}50%{opacity:.3;}}

.hero-title{font-family:'Sora',sans-serif;font-size:clamp(2.6rem,6vw,5rem);color:#fff;line-height:1.08;margin-bottom:1.4rem;letter-spacing:-.5px;}
.hero-title em {
    font-style: normal;
    color: #93C5FD;
}
.hero-sub{color:rgba(255,255,255,.72);font-size:1.05rem;line-height:1.75;max-width:500px;margin-bottom:2.2rem;font-weight:300;}
.hero-btns{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:3rem;}
.btn-hero-primary{background:var(--green);color:#fff;padding:.82rem 1.9rem;border-radius:10px;font-weight:700;font-size:.9rem;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .25s;}
.btn-hero-primary:hover{background:#0da873;transform:translateY(-2px);box-shadow:0 10px 30px rgba(15,188,129,.35);}
.btn-hero-outline{border:1.5px solid rgba(255,255,255,.4);color:#fff;padding:.82rem 1.9rem;border-radius:10px;font-weight:600;font-size:.9rem;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .25s;backdrop-filter:blur(8px);}
.btn-hero-outline:hover{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.7);}

.hero-stats{display:flex;gap:0;border-top:1px solid rgba(255,255,255,.15);padding-top:1.8rem;}
.hstat{padding-right:2.5rem;border-right:1px solid rgba(255,255,255,.15);margin-right:2.5rem;}
.hstat:last-child{border-right:none;margin-right:0;}
.hstat-num{font-size:1.7rem;font-weight:800;color:#fff;letter-spacing:-1px;line-height:1;}
.hstat-label{color:rgba(255,255,255,.5);font-size:.72rem;margin-top:4px;}

/* Carousel controls */
.carousel-dots{position:absolute;bottom:30px;left:50%;transform:translateX(-50%);display:flex;gap:10px;z-index:20;}
.cdot{width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.35);cursor:pointer;transition:all .3s;}
.cdot.active{background:#fff;transform:scale(1.3);}
.carousel-arrows{position:absolute;right:5%;top:50%;transform:translateY(-50%);display:flex;flex-direction:column;gap:10px;z-index:20;}
.carrow{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);color:#fff;font-size:.9rem;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .2s;backdrop-filter:blur(8px);}
.carrow:hover{background:rgba(255,255,255,.25);}

/* Slide caption */
.slide-caption{position:absolute;bottom:70px;right:5%;z-index:20;text-align:right;}
.caption-text{color:rgba(255,255,255,.55);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;}

/* ── AVISO LEGAL ── */
#aviso{background:var(--pale);border-bottom:1px solid #dbeafe;padding:1.2rem 5%;}
.aviso-inner{display:flex;align-items:flex-start;gap:14px;max-width:1100px;margin:0 auto;}
.aviso-icon{font-size:1.3rem;flex-shrink:0;margin-top:2px;}
.aviso-text{font-size:.8rem;color:var(--gray);line-height:1.6;}
.aviso-text strong{color:var(--navy);}

/* ── BROKERS ── */
#brokers{padding:80px 5%;background:var(--white);}
.brokers-header{text-align:center;margin-bottom:3.5rem;}
.section-eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--sky);font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;margin-bottom:.9rem;}
.section-eyebrow::before{content:'';width:22px;height:2px;background:linear-gradient(90deg,var(--sky),var(--light));border-radius:2px;}
.section-title{font-family:'Sora',sans-serif;font-size:clamp(1.9rem,4vw,2.8rem);color:var(--navy);line-height:1.15;letter-spacing:-.5px;margin-bottom:.9rem;}
.section-title em{
    font-style: normal;
    color: #196dcd;
}
.section-sub{color:var(--gray);font-size:.95rem;line-height:1.75;max-width:520px;margin:0 auto;}
.brokers-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem;max-width:900px;margin:0 auto;}
.broker-card{background:var(--offwhite);border-radius:20px;padding:2.5rem;border:1.5px solid #e2eaf8;position:relative;overflow:hidden;transition:all .35s;}
.broker-card:hover{transform:translateY(-6px);box-shadow:0 20px 50px rgba(7,29,74,.12);border-color:var(--light);}
.broker-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--sky),var(--light));}
.broker-card:nth-child(2)::before{background:linear-gradient(90deg,var(--navy),var(--blue));}
.broker-avatar{width:68px;height:68px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Sora',sans-serif;font-size:1.6rem;color:#fff;margin-bottom:1.3rem;position:relative;}
.broker-avatar::after{content:'';position:absolute;inset:-3px;border-radius:50%;z-index:-1;}
.av-1{background:linear-gradient(135deg,var(--sky),var(--light));}
.av-1::after{background:linear-gradient(135deg,var(--sky),var(--light));opacity:.3;}
.av-2{background:linear-gradient(135deg,var(--navy),var(--blue));}
.av-2::after{background:linear-gradient(135deg,var(--navy),var(--blue));opacity:.3;}
.broker-card h3{font-size:1.15rem;font-weight:700;color:var(--navy);margin-bottom:.3rem;}
.broker-role{color:var(--sky);font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:.5rem;}
.broker-code{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid #dbeafe;border-radius:20px;padding:.3rem .9rem;font-size:.75rem;font-weight:600;color:var(--navy);margin-bottom:1.1rem;}
.broker-code .code-badge{background:var(--sky);color:#fff;font-size:.65rem;font-weight:800;padding:2px 7px;border-radius:10px;letter-spacing:.05em;}
.broker-card p{color:var(--gray);font-size:.875rem;line-height:1.7;margin-bottom:1.2rem;}
.broker-tags{display:flex;gap:7px;flex-wrap:wrap;}
.btag{background:var(--pale);color:var(--navy);font-size:.7rem;font-weight:600;padding:3px 11px;border-radius:20px;border:1px solid #dbeafe;}

/* ── PRODUCTOS ── */
#productos{padding:90px 5%;background:var(--navy);position:relative;overflow:hidden;}
.prod-bg-orbs{position:absolute;inset:0;pointer-events:none;}
.orb{position:absolute;border-radius:50%;background:radial-gradient(circle,rgba(27,129,219,.18),transparent 70%);}
.o1{width:500px;height:500px;top:-150px;right:-100px;}
.o2{width:400px;height:400px;bottom:-100px;left:-80px;}

.prod-header{text-align:center;margin-bottom:3.5rem;position:relative;z-index:2;}
.prod-header .section-eyebrow{color:var(--light);}
.prod-header .section-eyebrow::before{background:linear-gradient(90deg,var(--light),#93C5FD);}
.prod-header .section-title{color:#fff;}
.prod-header .section-title em{color:#93C5FD;}
.prod-header .section-sub{color:rgba(255,255,255,.6);}

/* Tab system */
.prod-tabs{display:flex;justify-content:center;gap:.6rem;margin-bottom:2.5rem;position:relative;z-index:2;flex-wrap:wrap;}
.ptab{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);color:rgba(255,255,255,.65);padding:.6rem 1.4rem;border-radius:30px;font-size:.8rem;font-weight:600;cursor:pointer;transition:all .3s;letter-spacing:.03em;}
.ptab.active,.ptab:hover{background:rgba(255,255,255,.15);border-color:rgba(255,255,255,.35);color:#fff;}
.ptab.active{background:var(--sky);border-color:var(--sky);color:#fff;}

.prod-panels{position:relative;z-index:2;min-height:320px;}
.prod-panel{display:none;}
.prod-panel.active{display:block;}

/* Product cards grid */
.prod-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;}
@media(max-width:768px){.prod-grid{grid-template-columns:1fr 1fr;}}
@media(max-width:480px){.prod-grid{grid-template-columns:1fr;}}

.pcard{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:1.6rem 1.4rem;cursor:pointer;transition:all .3s;position:relative;overflow:hidden;}
.pcard::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(27,129,219,.12),rgba(65,160,240,.05));opacity:0;transition:opacity .3s;}
.pcard:hover,.pcard.featured{background:rgba(255,255,255,.11);border-color:rgba(65,160,240,.5);transform:translateY(-4px);}
.pcard:hover::before,.pcard.featured::before{opacity:1;}
.pcard.featured{border-color:var(--light);background:rgba(27,129,219,.15);}
.pcard-icon{font-size:2rem;margin-bottom:1rem;display:block;}
.pcard-title{font-size:.95rem;font-weight:700;color:#fff;margin-bottom:.5rem;}
.pcard-desc{font-size:.8rem;color:rgba(255,255,255,.55);line-height:1.6;}
.pcard-arrow{position:absolute;bottom:1.2rem;right:1.2rem;width:28px;height:28px;border-radius:50%;background:rgba(255,255,255,.1);display:flex;align-items:center;justify-content:center;font-size:.75rem;color:rgba(255,255,255,.6);transition:all .3s;}
.pcard:hover .pcard-arrow{background:var(--sky);color:#fff;transform:translateX(2px);}
.featured-badge{position:absolute;top:1rem;right:1rem;background:var(--gold);color:var(--dark);font-size:.62rem;font-weight:800;padding:2px 9px;border-radius:10px;letter-spacing:.06em;text-transform:uppercase;}

/* Panel broker tag */
.panel-broker{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:30px;padding:.4rem 1rem;color:rgba(255,255,255,.7);font-size:.75rem;margin-bottom:1.5rem;}
.panel-broker span{color:var(--light);font-weight:600;}

/* ── SINIESTROS ── */
#siniestros{padding:90px 5% 80px;background:var(--pale);position:relative;overflow:hidden;}
#siniestros::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle at 80% 20%,rgba(27,129,219,.18) 0%,transparent 55%),radial-gradient(circle at 10% 80%,rgba(65,160,240,.12) 0%,transparent 50%);pointer-events:none;}
.sin-header{text-align:center;margin-bottom:3.5rem;position:relative;z-index:2;}
.sin-header .section-eyebrow{color:var(--light);}
.sin-header .section-eyebrow::before{background:linear-gradient(90deg,var(--light),#93C5FD);}
.sin-header .section-title{color:#000000;}
.sin-header .section-title em{color:#006deb;}
.sin-header .section-sub{color:rgba(0, 0, 0, 0.6);margin:0 auto;}

/* Timeline horizontal */
.timeline{display:flex;align-items:flex-start;position:relative;z-index:2;margin-bottom:3.5rem;gap:0;}
.timeline-track{position:absolute;top:36px;left:calc(12.5% + 18px);right:calc(12.5% + 18px);height:2px;background:rgba(255, 255, 255, 0.201);z-index:0;}
.timeline-progress{position:absolute;top:36px;left:calc(12.5% + 18px);height:2px;background:linear-gradient(90deg,var(--sky),var(--light));z-index:1;width:0;transition:width 1.4s cubic-bezier(.4,0,.2,1);}
.timeline-progress.animated{width:calc(100% - 2*(12.5% + 18px));}

.tstep{
    flex:1;
    display:flex;
    flex-direction:column;
    align-items:center;
    text-align:center;
    position:relative;
    z-index:2;
    padding:0 .5rem;
    cursor:pointer;
}

.tstep-node{
    width:54px;
    height:54px;
    border-radius:50%;
    background:#F8FAFC;
    border:2px solid #CBD5E1;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:1.4rem;
    margin-bottom:1.1rem;
    transition:all .4s;
    position:relative;
    flex-shrink:0;
    color:#1E293B;
}

.tstep-node::after{
    content:'';
    position:absolute;
    inset:-5px;
    border-radius:50%;
    border:2px solid transparent;
    transition:border-color .4s;
}

.tstep.active .tstep-node,
.tstep:hover .tstep-node{
    background:linear-gradient(135deg,var(--blue),var(--sky));
    border-color:#ffffff;
    box-shadow:0 0 0 6px rgba(27,129,219,.15),0 8px 24px rgba(27,129,219,.25);
    transform:scale(1.12);
    color:#fff;
}

.tstep.active .tstep-node::after,
.tstep:hover .tstep-node::after{
    border-color:rgba(27,129,219,.35);
}

.tstep-num{
    position:absolute;
    top:-6px;
    right:-6px;
    width:20px;
    height:20px;
    border-radius:50%;
    background:var(--sky);
    border:2px solid #ffffff;
    font-size:.6rem;
    font-weight:800;
    color:#fff;
    display:flex;
    align-items:center;
    justify-content:center;
}

.tstep-title{
    font-size:.82rem;
    font-weight:700;
    color:#334155;
    line-height:1.35;
    margin-bottom:.35rem;
    transition:color .3s;
}

.tstep.active .tstep-title,
.tstep:hover .tstep-title{
    color:#0F172A;
}

.tstep-tag{
    font-size:.68rem;
    color:#64748B;
    font-weight:500;
    letter-spacing:.04em;
}

.tstep.active .tstep-tag,
.tstep:hover .tstep-tag{
    color:var(--blue);
}
/* Active step detail card */
.sin-detail{
    background:#ffffff;
    border:1px solid #E2E8F0;
    border-radius:20px;
    padding:2rem 2.5rem;
    display:flex;
    align-items:center;
    gap:2.5rem;
    position:relative;
    z-index:2;
    box-shadow:0 10px 30px rgba(0,0,0,.06);
    transition:all .4s;
    min-height:110px;
}

.sin-detail-icon{
    font-size:2.5rem;
    flex-shrink:0;
    width:70px;
    height:70px;
    background:linear-gradient(135deg,var(--blue),var(--sky));
    border-radius:18px;
    display:flex;
    align-items:center;
    justify-content:center;
    box-shadow:0 8px 24px rgba(27,129,219,.25);
}

.sin-detail-content h4{
    font-size:1.1rem;
    font-weight:700;
    color:#0F172A;
    margin-bottom:.4rem;
}

.sin-detail-content p{
    color:#475569;
    font-size:.875rem;
    line-height:1.65;
    max-width:600px;
}

.sin-detail-step{
    margin-left:auto;
    flex-shrink:0;
    text-align:center;
}

.sin-detail-step .big-num{
    font-family:'DM Serif Display',serif;
    font-size:3.5rem;
    color:#CBD5E1;
    line-height:1;
    font-weight:400;
}
/* CTA row bottom */
.sin-cta-row{display:flex;align-items:center;justify-content:space-between;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:1.5rem 2rem;position:relative;z-index:2;gap:1.5rem;flex-wrap:wrap;}
.sin-cta-left{display:flex;align-items:center;gap:26px;}
.sin-cta-badge{width:58px;height:58px;background:rgba(239,68,68,.2);border:1px solid rgba(239,68,68,.3);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.3rem;flex-shrink:0;}
.sin-cta-text strong{display:block;color:#0c0b0b;font-size:1.56rem;margin-bottom:2px;}
.sin-cta-text span{color:rgba(0, 0, 0, 0.5);font-size:.88rem;}
.btn-wa{display:inline-flex;align-items:center;gap:9px;background:var(--green);color:#fff;padding:.8rem 1.6rem;border-radius:10px;font-weight:700;font-size:.88rem;text-decoration:none;transition:all .25s;white-space:nowrap;}
.btn-wa:hover{background:#0da873;transform:translateY(-2px);box-shadow:0 10px 30px rgba(15,188,129,.35);}

/* Responsive timeline */
@media(max-width:700px){
  .timeline{flex-wrap:wrap;gap:1rem;}
  .timeline-track,.timeline-progress{display:none;}
  .tstep{flex:calc(50% - .5rem);max-width:calc(50% - .5rem);}
  .sin-detail{flex-direction:column;text-align:center;gap:1rem;}
  .sin-detail-step{display:none;}
  .sin-cta-row{flex-direction:column;text-align:center;}
}

/* ── CTA ── */
#cta{padding:90px 5%;background:var(--white);text-align:center;}
.cta-inner{max-width:680px;margin:0 auto;}
#cta h2{font-family:'Sora',sans-serif;font-size:clamp(2rem,4vw,3rem);color:var(--navy);margin-bottom:1rem;line-height:1.15;}
#cta h2 em{
    font-style: normal;
    color: #0265d6;
}
#cta p{color:var(--gray);font-size:1rem;line-height:1.75;margin-bottom:2.5rem;}
.cta-btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;}
.btn-cta-primary{background:linear-gradient(135deg,var(--sky),var(--light));color:#fff;padding:.88rem 2rem;border-radius:10px;font-weight:700;font-size:.92rem;text-decoration:none;transition:all .25s;display:inline-flex;align-items:center;gap:8px;}
.btn-cta-primary:hover{transform:translateY(-2px);box-shadow:0 12px 35px rgba(27,129,219,.35);}
.btn-cta-outline{border:2px solid var(--lgray);color:var(--navy);padding:.88rem 2rem;border-radius:10px;font-weight:600;font-size:.92rem;text-decoration:none;transition:all .25s;}
.btn-cta-outline:hover{border-color:var(--sky);color:var(--sky);}

/* ── FOOTER ── */
footer{background:#040E26;color:rgba(255,255,255,.6);padding:60px 5% 28px;}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr;gap:3rem;padding-bottom:3rem;border-bottom:1px solid rgba(255,255,255,.08);margin-bottom:2rem;}
.f-brand-name{font-size:1.3rem;font-weight:800;color:#fff;margin-bottom:.3rem;display:flex;align-items:center;gap:10px;}
.f-brand-sub{font-size:.78rem;color:rgba(255,255,255,.4);margin-bottom:1rem;}
.f-brand-desc{font-size:.82rem;line-height:1.7;max-width:260px;margin-bottom:1.2rem;}
.f-sbs{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.07);border-radius:8px;padding:.5rem .9rem;font-size:.72rem;color:#93C5FD;}
footer h4{color:#fff;font-size:.82rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:1.2rem;}
footer ul{list-style:none;}
footer ul li{margin-bottom:.6rem;}
footer ul a{color:rgb(255, 255, 255);text-decoration:none;font-size:.82rem;transition:color .2s;}
footer ul a:hover{color:rgb(255, 255, 255);}
.fcontact{display:flex;gap:10px;margin-bottom:.9rem;font-size:.82rem;color:rgb(255, 255, 255);}
.fcontact-icon{font-size:.9rem;flex-shrink:0;margin-top:1px;}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;font-size:.75rem;flex-wrap:wrap;gap:.5rem;}
.footer-bottom a{color:rgba(255,255,255,.35);text-decoration:none;}

/* ── FLOATING WA ── */
.wa-fab{position:fixed;bottom:26px;right:26px;z-index:999;width:56px;height:56px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;font-size:1.5rem;color:#fff;text-decoration:none;box-shadow:0 4px 20px rgba(37,211,102,.45);animation:fabFloat 3s ease-in-out infinite;}
@keyframes fabFloat{0%,100%{transform:translateY(0);}50%{transform:translateY(-6px);}}
.wa-fab:hover{background:#20BA5A;animation:none;transform:scale(1.1);}

/* ── ANIMATIONS ── */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .75s cubic-bezier(.16,1,.3,1),transform .75s cubic-bezier(.16,1,.3,1);}
.reveal.visible{opacity:1;transform:translateY(0);}
.d1{transition-delay:.1s;}.d2{transition-delay:.2s;}.d3{transition-delay:.3s;}.d4{transition-delay:.4s;}.d5{transition-delay:.5s;}

/* ── RESPONSIVE ── */
@media(max-width:900px){
  .brokers-grid{grid-template-columns:1fr;}
  .siniestros-grid{grid-template-columns:1fr;gap:3rem;}
  .footer-grid{grid-template-columns:1fr 1fr;}
}
@media(max-width:680px){
  .nav-links{display:none;}
  .hamburger{display:flex;}
  .prod-grid{grid-template-columns:1fr 1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .hero-stats{flex-wrap:wrap;gap:1.5rem;}
  .hstat{border-right:none;margin-right:0;padding-right:0;}
}

.footer-logo{
    height:65px;
    width:auto;
    display:block;
}.fcontact{
    padding:10px 12px;
    border-radius:12px;
    transition:all .3s ease;
}

.fcontact:hover{
    transform:translateX(6px);
    background:rgba(255,255,255,.05);
}

.fcontact a{
    color:inherit;
    text-decoration:none;
    transition:all .3s ease;
}

.fcontact a:hover{
    color:var(--sky);
    text-shadow:0 0 10px rgba(147,197,253,.5);
}
.fcontact-icon{
    display:flex;
    align-items:center;
    justify-content:center;
    width:24px;
    height:24px;
}

.fcontact-icon img{
    width:100%;
    height:100%;
    object-fit:contain;
}

/* =========================
   HAMBURGUESA PREMIUM
========================= */
.menu-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 6px;
  cursor: pointer;
  z-index: 10001;
  width: 44px;
  height: 44px;
}

.menu-toggle span {
  width: 28px;
  height: 3px;
  background: #1045A8;
  border-radius: 3px;
  transition: 0.35s ease;
}

/* animación X suave */
.menu-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(6px, 6px);
}

.menu-toggle.active span:nth-child(2) {
  opacity: 0;
}

.menu-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(6px, -6px);
}


/* =========================
   OVERLAY (FONDO OSCURO)
========================= */
.menu-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.35);
  backdrop-filter: blur(4px);
  opacity: 0;
  pointer-events: none;
  transition: 0.3s ease;
  z-index: 9998;
}

.menu-overlay.active {
  opacity: 1;
  pointer-events: auto;
}


/* =========================
   MENÚ MOBILE PREMIUM (GLASS)
========================= */

/* header interno */
.mobile-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 25px;
  color: white;
  font-weight: 600;
  font-size: 18px;
}

.mobile-header img {
  height: 68px;
  background: white;
  padding: 5px;
  border-radius: 10px;
}

/* links estilo app */
.mobile-menu a {
  color: white;
  text-decoration: none;
  font-size: 17px;

  padding: 12px 14px;
  border-radius: 12px;

  display: flex;
  align-items: center;
  gap: 10px;

  opacity: 0;
  transform: translateX(20px);

  transition: 0.3s ease;
}

/* hover suave */
.mobile-menu a:hover {
  background: rgba(255,255,255,0.12);
  transform: translateX(6px);
}

/* activo */
.mobile-menu.active {
  right: 0;
}

/* animación escalonada de links */
.mobile-menu.active a {
  opacity: 1;
  transform: translateX(0);
}

.mobile-menu.active a:nth-child(2) { transition-delay: 0.05s; }
.mobile-menu.active a:nth-child(3) { transition-delay: 0.10s; }
.mobile-menu.active a:nth-child(4) { transition-delay: 0.15s; }
.mobile-menu.active a:nth-child(5) { transition-delay: 0.20s; }
.mobile-menu.active a:nth-child(6) { transition-delay: 0.25s; }
.mobile-menu.active a:nth-child(7) { transition-delay: 0.30s; }


/* =========================
   LOGO EN MÓVIL (VISIBLE SIEMPRE)
========================= */
@media (max-width: 900px) {
  .nav-links,
  .nav-cta {
    display: none !important;
  }

  .menu-toggle {
    display: flex;
  }

  .nav-logo img {
    height: 68px;
   
    padding: 6px 10px;
    border-radius: 10px;
  }
}
@media (max-width: 768px) {
  .nav-links,
  .nav-cta {
    display: none !important;
  }

  .menu-toggle {
    display: flex;
  }
}
/* OCULTAR MENÚ MOBILE EN PC */
.mobile-menu {
  display: none;
}

/* SOLO EN MÓVIL SE ACTIVA */
@media (max-width: 900px) {
  .mobile-menu {
    display: flex;
  }
}
@media (max-width: 900px) {
  .mobile-menu.active {
    display: flex;
  }
}

@media (max-width: 900px) {
  .menu-overlay.active {
    display: block;
  }
}

.mobile-menu {
  position: fixed;
  top: 0;
  right: -100%;
  width: 85%;
  height: 100vh;

  background: rgba(7, 29, 74, 0.75);
  backdrop-filter: blur(18px);

  display: flex;
  flex-direction: column;
  padding: 110px 30px;
  gap: 14px;

  transition: 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  z-index: 9999;

  border-left: 1px solid rgba(255,255,255,0.1);

  visibility: hidden;
  opacity: 0;
  pointer-events: none;
}

.mobile-menu.active {
  right: 0;
  visibility: visible;
  opacity: 1;
  pointer-events: auto;
}
.menu-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.35);
  backdrop-filter: blur(4px);
  opacity: 0;
  pointer-events: none;
  transition: 0.3s ease;
  z-index: 9998;
}

.menu-overlay.active {
  opacity: 1;
  pointer-events: auto;
}
.nav-logo img {
  height: 98px;
  padding: 6px 10px;
  border-radius: 10px;
}
@media (max-width: 768px) {
  .carousel-arrows {
    display: none;
  }

  .carousel-dots {
    bottom: 20px;
  }

  .slide-caption {
    display: none;
  }
}